Ways to make money on the Internet

From simetric.co.uk

Summary: Ways to make, earn or get money on the Internet with free to join search and survey web sites, affiliate schemes, referral linked sites, GPT get paid to; pay to search - PTS, pay to surf, pay to click - PTC pay to read emails - PTR and PTP - pay to promote. Web site tools like exchange banners, pop up windows and glide in or slide in ads. How to make a website pay, buy a domain name and hosting a web site .

Ways to make money on the Internet.

Earn small, but real money to start with - NOT the ' $1000+ a day' scams.
This site is simple to load quickly. No fancy graphics, just the honest facts.

First, you need some 'tools'.

A dedicated credit card for the Internet. more...
Open FREE Internet banking accounts to receive payment. more...
Disposable email addresses. more...
An 'always online' connection to the Internet. more...

Second, programs where you need to invest some money.

The risk is greater but the rewards can be huge!

High yield investment programs (HYIP) return high yields on your investment but are also high risk and of limited duration. Get in early with a sum you can afford to loose and earn 20% daily for a few days or 2% daily for a few weeks/months. Most use 'e-currency' so you will need to open free accounts here... To help in deciding which programs to invest in and when to pull out I have kept the statistics of several sites that have closed. This is a very volatile market but can be very profitable and exciting. A more detailed description is here.

Playing the Foreign Exchange markets. A very volatile area where returns can be huge. More details on another page here ...

Third, programs where you earn money but are free to join.

Trickle income, like these sites below, build up a bank balance, give you confidence and earn you some funds to invest in HYIP or other programs that require you to deposit money first.

Pay to Click (PTC) sites pay you a cent or less to click on advertisments every 24 hours. It may not sound much but it adds up while only a little time is required each day.

The following Bux sites are reliable and have $2 to $10 minimum payouts:- Neobux (proof), BuxP (proof).

DonkeyMails stiil popular after years online - the classic 'paid mail' program.
ClixSense is another established program that pays 1c a click and also good for your own ads.

Bookmark your log-in page, remember your password and check your account several times daily for ads to click on.

You can upgrade your account by purchasing referrals.
Wait for the ad to load and then watch the 10 to 30 second timer count down. If you open two ads at the same time you will be paid for none of them. Be fair to the advertisers.

You can earn about 4c to 10c daily from one Bux/Mail site as a free member but a lot more if you upgrade. If you join 10 similar sites you can earn $1 a day in 30 minutes even without buying referrals!

Remember to bookmark this page and all the sites you join to make it easier to return daily.

MyLot is a great program for people who like to chat and earn a few cents a day at the same time! The range of subjects is enormous and from all over the world. Upload pictures from your computer, list your passions and other features. But beware - this program can become infectious!! Payment is by PayPal so you will need to get a free PayPal account . I have been paid 19 times by MyLot - here is June and July

Bukisa will pay you for submitting short articles on a wide variety of subjects. This site is aimed at the more knowledgeable surfer who has the expertise to pass on their experience in good English. Pay is based on 1000 views of your articles at a rate that varies with the site income. At the moment this is between $3 and $4 CPM. Payout minimum is $10. Here is a tutorial on how to submit content and here is an example of an article on web site stats . Here is proof of payment to me.

GetPaidTo join programs! Sign up for any of the 1550 free cash offers available and get paid instantly through Paypal. For instance, join Ebay and get $7 (so long as you are not already a member). Low minimum payout of $0.50 which you can earn in minutes with a daily survey. Free to join. Open only to USA, Canada and UK residents, like a lot of these GPT programs. Most offers are free but some require a purchase which are clearly marked. Please be truthful when joining and giving information and best to use a dedicated email address as you will get many replies.

Go here to see the payment process and proof of payment to my PayPal account

And here are some tips on how to do offers and set up your PC to earn with GPT programs.

PayByOffers is a new site from the same stable as GetPaidTo above but is open to members from many more countries and they are adding new countries all the time. You can earn money and win prizes here very quickly as well. Screengrab of my requst for payment - 37 minutes later it is in my Paypal account!

Here is a tutorial on how to make a valid search . It will take longer than the 40 seconds shown to finish loading three pages but if the advertiser doesn't get paid, you wont get the links in the future.

Rpoints is aimed at UK/Euro surfers comparing prices of goods.
An example of how Rpoints worked to save me 36% off my UK car insurance is here...

This shows that you can save money and make money using Rpoints.
Rpoints is a great tool to use when trying to find the best deal, you can find deals on almost everything from life insurance to new computer software.
I also received £20 (2,000 points) cashback for opening an Egg credit card. It really works!.

Go to 'easy money' then 'recurring' where comparing prices earns about 2p to 6p a click up to a max of about £1 a day. Rpoints are ultra-cautious about awarding points. They take days to check, then credit, your points and then a month or more to validate them before you can cash in. A good forum explains all this. But, once the ball is rolling and you're clicking every day, the cash rolls into PayPal at £5 minimum a time and in £sterling too so you can have dollar and sterling PayPal accounts to save on exchange rates.

Higher Payouts from 'free to join' programs.

Normally I avoid very high payout programs where it sometimes takes a year to reach the minimum by which time the site may have vanished!

You WILL get paid with these programs; about $35 to $50 a month for just these programs and there are dozens more to choose from. Join up, add to your favourites or put an icon on your desktop by dragging on a links page for each program and visit the sites at intervals through the day and earn a bit each time. It soon adds up.

I can get you referrals. Contact me for details on how its done.

TIPS -

1. Right click on the log-in page for each program and save a shortcut link to your desktop, or, Add to your Favourites in a new folder, named Daily, for instance. Much easier to remember your daily earning sites by double clicking on the icons or links.

2. Write the address and log-in details for each site in the back of your diary. It is easy to forget your user name and password and you can continue to earn money on another pc when away from home.

3. Get into the habit of regular visits. Most sites will cancel your account if you don't make use of it and any money earned will be lost.

4. Contact me if you need help or advice.

Fourth, make a web site of your own and get advertisers on it.

The final group of earning programs can be placed on your own web site.
First you need a website with content interesting enough to attract visitors.
Think of a subject that you know a lot about - you, your family, your job, your hobby - whatever it is, focus on it and provide detailed information; facts, figures. Try to make your web site the definitive source of information on your chosen subject. A good tutorial on making a web site from start to finish is at HillofCash.com.

With a web site designed you need a domain name and a hosting service. It is like an address to the house where your web site lives. I use Easily to buy my domain names with HawkHost and Cirtex to host them. Both companies give excellent service and support though Hawkhost is my first choice at the moment.

Promote your website using the points earned from working the PTS, PTR and PTC you joined above in section three and to get referrals to sign up under you. See a study on Promotion.

Once you have a web site with solid content you have a 'product' to sell. Many of the top programs will not accept you as an affiliate unless you have a web site of substance.

The star payer is Google AdSense. They pay for clicks and pay very well and cleverly match their ads to the content of your page. Minimum payout is $100 by cheque.

Chitika also pay you for clicks on their targeted ads on your web site but have a minimum payout of only $10 to Paypal. At the moment, only clicks from US and Canada visitors count for payment but more countries are to be added later.

A good affiliate scheme is TradeDoubler . where you can join up for free to any of dozens of schemes under one 'roof' . All affiliate schemes have a minimum payout limit of around $50 so grouping schemes together as with TradeDoubler . [aimed at European web sites] and Commission Junction [aimed at North America but covering the world] means that you can get a cheque earlier.

Lots of companies would love you to join them as an affiliate and will pay you a commission when your visitors buy some of their products. It makes sense to join up with companies compatible with your site. Amazon sell a lot more than just books now and pay 5% to 7.5% commission by targeting specific goods with a link from your site.

Bravenet has a lot of free goodies to add to your web site to attract more visitors and can help in setting up and hosting a web site with a free domain name. They also offer 50mb of free space on their servers to store your password protected back-up files and sensitive data. A well respected site of long standing..

Banner advertisements, love 'em or hate 'em, are part of the Net. Place these standard sized banners from AdBrite on your page and earn up to $1/1000 impressions depending on validity of visitor. Note that these are impressions or CPM rates, your visitor just has to see them, they do not have to click on the ads or buy anything. That is why the rates are lower than ' pay per click ' banners. AdBrite pay out monthly by cheque for earnings over $50 and pay me regularly.

Pop-under windows are better selling tools than banners and PopupTraffic.com will pay you up to $1.80/1000 impressions. This is the best you will get on the net and they pay monthly without fail. Popup killer browsers have changed the market so they only supply pop-unders but with anti-killer code that works with the major browsers. A busy site will still earn more than the $25 minimum for a cheque to be sent each month. They are now open to international affilliates and pop-under earnings.

Remember, these are all free to join; you have no outgoings other than your normal internet connection which you have anyway. To be perfectly frank, the only downside to these deals is that it takes up your time to organise the links, and your browser and/or web site will run a bit slower while advertising banners load.

The Internet is fast changing - please let us know if a good deal comes along or if you find a crooked deal; contact simetric.co.uk and we will check it out and give it an unbiased opinion.

How to Make Money on China Import and Export Fair

China Trade Show Guide

After attending China Import and Export Fair (Canton Fair), what impresses Marissa—the marketing manager of BPOVIA most is the high price for everything–ranging from hotel, airline ticket to trade booth. What’s more, there are less clients and businesses than previous years. It seems quite difficult to earn money on this year’s fair. However, there are still other ways for extra gains. Guess who are the winners?

1. The porter

Because cars are forbidden in the exhibition hall, Marissa said, all the samples of products have to be carried by manpower. Thus, the porters take good advantage of this opportunity. At the beginning, one porter charged 100 yuan for about 200 meters. As the exhibition goes on, the fee goes on higher too. One porter who works 20 times a day and charges 150 yuan for one time, can earn at least 3000 yuan. That’s very catchy!

2. People selling stationery on the fair

A number of stuffs are needed on a fair, including business card, pen, notebook, stapler, calculator, scotch tape and so on. But it’s not easy to remember all the stuffs. Once, Marissa bought one pen for emergency on the fair, and that cost her 20 yuan. The price is often 10 times higher: 40 yuan for a notebook, 50 yuan for a stapler and 20 yuan for a scotch tape. “You can do nothing but pay the money, though you know the seller can gain a rather high profit from it.” Marissa said, “Anyway, you don’t want to lose a deal because of the lack of a pen.”

A easy way to make money from China

By Merryn Somerset Webb

A few years ago I wrote in this column that one of the best reasons to buy into Japan was because it was “the China play.” China’s new manufacturing plants needed both basic materials and sophisticated machinery, so ship loads of steel, machinery and electronics were pouring out of Japan and into China.

At the same time Japan’s consumer goods companies weren’t being slow about taking advantage of the rising incomes of the new Chinese middle class: skin creams, soaps, mobile phones and Honda motorbikes were all headed for the mainland too. In total some 40% of good exported from Japan were ending up in China.

None of this has changed (the Japanese and Chinese economies remain just as entwined) but something else has. Japan’s domestic economy has recovered so substantially (wages and property prices are on the up, consumer confidence is at its highest for 15 years and deflation appears to have come to an end) that buying into Japanese equities is no longer about investing in Chinese growth but about investing in Japanese growth at home.

The other obvious China play over the last two years has been commodities – buying oil and metals has been a fantastic way to gain exposure to China’s fast growing infrastructure and manufacturing industries. But this too is not as good a play on China as it was a few years ago: the commodity markets have risen a long way very fast – metals prices are up 100% odd in the last three years. While I think this is all part of a long term super cycle that we should be invested in, it does mean that prices are currently extremely volatile and that the markets are not for the nervous.

Yet while these two obvious China plays are not quite as good as they once were, the Chinese economy is still looking just as good – if not better – as it was two or three years ago. China is growing at not far off 10% a year, its trade surplus with the rest of the world is over £50bn and its population is showing little sign of slowing down – either when it comes to working or consuming.

So where do we now invest to take advantage of this? It would be wonderful to be able to point to the Chinese market itself but I’m afraid that I can’t. The Chinese authorities may wish it wasn’t so, but there is no getting away from the fact that their stock markets are a bit of a mess.

Thanks to a trying lack of transparency, a huge overhang of government owned stock, and a confusing system of several different classes of shares, Chinese shares have fallen well over 40% in the last five years. They have picked up a little this year amid a government propaganda drive (we are told, for example, that the overhang is to be sold down) but the basic problems remain exactly as they were.

The result? Chinese-listed shares are not so much a play on the massive growth in the Chinese economy but on as on the possibility that its operations may be reformed, something I’d rather not bet on for now.

However there is a market just a short distance from mainland China that I think might be worth betting on as a China play: Taiwan. The Taiwanese market has not been much of a performer recently (it has risen only 9% in the last year, significantly less than most Asian markets.

However much of its underperformance can be put down to one thing – political tension with China. And that may not last much longer: while is true that the Taiwanese and the mainland Chinese are famously not very friendly (there are no direct flights between the two, making what should be an hour long flit across The Taiwan Strait a marathon day-long journey via Hong Kong or Singapore), there is a growing feeling that a political solution to the sovereignty issue is in sight.

Right now Taiwan is run by the DPP which is, while moderate, very supportive of Taiwanese identity and sovereignity. However the main opposition party - the KMT – is considerably more China-friendly (in April 2005 its then leader Lien Chan actually shook hands with Chinese president Hu Jintao) and is widely expected to win Taiwan’s next election in 2008.

If it does, there is every expectation that the sovereignity issue between China and Taiwan will be either defused or indefinitely delayed without much in the way of friction. Analysts at Asia specialist broker CLSA say that this would mean the two countries would quickly make “significant material progress on permanent direct links”.

In turn this would hugely accelerate the rise of trade links between the two and precipitate “a major bull market in Taiwan”, similar perhaps to that that got underway post-1984 in Hong Kong. CLSA’s Christopher Wood points out that the population shares a common language with China and is separated from the mainland in parts by water only 100 miles wide. He believes it could soon be “ the world’s next big China play.”

The other piece of good news here is that Taiwan is still a relatively cheap China play. The 72 stocks followed by CLSA have an average p/e of around 12 times despite the fact that corporate earnings are forecast by Citibank to rise over 20% this year and the market as a whole yields over 3.5%.

There are numerous individual stocks listed in Taiwan that will give you good exposure to China but probably the best way in for UK investors is via an exchange traded fund such as the recently launched MSCI Taiwan iShare. This can be bought through your stockbroker just like any other share but will track the progress of the Taiwanese market as a whole. I think it’s one for this year's ISA.

How to Make Money with YouTube

by Chris Jacobson

This isn’t a new method at all, but I’ve only found time recently to try it out myself. YouTube.com is the #2 website on the entire internet, recently passing Google as far as traffic goes. This is a great opportunity for you to make some money quickly and easily.

Here’s a quick guide on how to leverage the power of YouTube to cash in.

Download a popular music video or viral video with YouTube Catcher (FREE) and save it in FLV format.

Convert FLV video to MPEG using SUPER software (FREE).

Add watermarks to your videos with your website address on it promoting your affiliate offer using VirtualdubMOD (FREE). Read this tutorial on how to watermark your videos using this software.

Cash the checks and repeat!

Here’s a run down of how I personally do this in proper order (to make it easy and understandable for you)…

Download YouTube video and save it in FLV format

Convert FLV to MPEG (using SUPER)

Create watermark bitmap image in Photoshop (read the tutorial mentioned above)

Import MPEG to VirtualDubMOD, add BMP image to video

Export and save video as an AVI

Convert AVI to MPEG in SUPER

The watermark image should simply be text promoting your affiliate offer. I’ve had the most success promoting PPL (pay-per-lead) offers, such as ringtones, or e-mail submits. Make sure you hide your affiliate URL using a redirection service, such as TinyURL.com. It will make it easier for your viewers to remember the URL as well. If you don’t already belong to an affiliate network, check out my Money Making guide.

Upload the video to YouTube with a descriptive title of the video. In the description field, enter the URL you just created and some text describing your offer. Example: “Get a FREE Ringtone of this music video!”

It’s important to always follow the terms and conditions of each affiliate offer you’re promoting. Some offers restrict you from using the words, “free”, “best”, “guaranteed” etc. when promoting them. Check to make sure you aren’t violating any of these terms. It’s also best to use YouTube videos that are royalty free. Ignoring these rules and uploading a copyrighted video may get your video removed from YouTube and your account deleted. Your affiliate network account may also be terminated if a viewer reports you for promoting an offer in conjunction with a copyright violation. Play by the rules and you won’t have any problems. Your cash flow also won’t be cut off.

Russian Gas: Pipelines, Politics and Money

By Peter Fedynsky Moscow 11 November 2009

Russia's Prime Minister Vladimir Putin

Russian Prime Minister Vladimir Putin has warned Ukraine he will cut off the country's gas supplies if it siphons fuel from export lines. Mr. Putin made the statement in Moscow following a meeting with Austrian Chancellor Werner Faymann. His warning carries an implicit threat that Europeans this winter could again face shortages of gas they receive from Russia via pipelines that go through Ukraine.

Russian Prime Minister Vladimir Putin has been discussing energy with European leaders much of this past year. He met with the prime minister of Hungary in May to speed construction of the new South Stream gas pipeline from Russia to Europe, a pipeline that will not transit Ukraine.

In October, Mr. Putin discussed the project with his Italian counterpart. Following talks on November 2 with the Danish head of government, Mr. Putin issued a sharp warning that Europe should help pay for deliveries of Russian gas to Ukraine.

The Prime Minister says Russia has already paid Ukraine $2.5-billion for transit and urges Europeans to throw in, as he puts it, "a lousy billion". Mr. Putin bluntly comments, "Why have they become so stingy down there? They have money, too. Let them get something out of their pockets."

Russia's Primer Minister Vladimir Purin(r) and his Ukrainian counterpart Yulia Tymoshenko

Ukrainian Prime Minister Yulia Tymoshenko says her country paid Russia $500 million for October's gas bill. She also alleges President Viktor Yushchenko blocked payments usually made through the Ukrainian National Bank. Mr. Yushchenko, in turn, has criticized Ms. Tymoshenko for negotiating a gas contract that favors Russia. Both are candidates in a January presidential election.

Russian National Energy Security Fund Director Konstantin Simonov agrees with both accusations. He says Ms. Tymoshenko obligated Ukraine to pay for gas it does not use. And Simonov says the Ukrainian president has his eye on the upcoming election.

The analyst says President Yushchenko and those close to him are concerned, above all, with their own re-election. Simonov says for them it is clear their only chance to stay in power is to organize a major disruption, and in that regard, a gas war with Russia is an ideal scenario.

Estonia's Defense Minister Jaak Aviksoo

Meanwhile, Finland and Sweden in early November approved construction of the Nord Stream pipeline in their waters. Nord Stream would also circumvent Ukraine, delivering Russian gas to Northern Europe under the Baltic Sea. But Estonian Defense Minister Jaak Aviksoo accuses Moscow of playing politics.

"The decision to have the Nord Stream as well as South Stream bypassing a number of central Eastern European countries is clearly a political decision," said Jaak Aviksoo. "And unfortunately these countries not being consulted feel themselves somehow out in the cold."

European countries are also considering construction of yet another pipeline, Nabucco, which is backed by the United States and would circumvent Russia with supplies of Asian or Middle Eastern gas.

Harvard University's Marshall Goldman told VOA that Moscow is seeking to prevent such pipeline competition by playing European countries against one another.

"We will make a special deal with you, we will give you a discounted price, sign up with us and you will be protected," said Marshall Goldman. "We will not cut you off.' And this kind of leads to disruption in any kind of united front that might otherwise stand off against the Russians."

Konstantin Simonov

Konstantin Simonov warns that Europe cannot replace the huge volumes pumped by Russia with Nabucco's relatively small annual capacity of 31 billion cubic meters. He also questions the reliability of Nabucco's potential suppliers.

Simonov says he wants to ask Nabucco backers if they have been in Turkmenistan. Have they been in Iran or Egypt? Do they not have any reservations that those countries are much more capable of politicizing the energy dialogue [than Russia]? Simonov says he does not think his country is using gas as a political weapon, but has, instead, a different problem - it wants to make lots of money.

Simonov cautions that Russia should not be allowed to corner the market on Central Asian gas, which already flows through Russian and Ukrainian pipelines to Europe.

Make Money at Home with ADVpoints

ADVpoints - High earning Cpm program

I earn almost $250 a month with this site. It’s a very good CPM program, especially for beginners who want to make money online and at home. Just place the code on you web page and you get cash for every visitor. Not much work involved.

The Dvpoints Features

- Accept International Members
- A Three Levels System for Members with Different CPM
- Earn Up To $2.50 Per 1000 Valid Impression
- MIN $1 Payouts Will Be Made on the Weekend every Two Weeks !
- Payouts through Paypal or LibertyReserve !
- We empty Traffic Data every Monday, Wednesday, Friday

* What It Count

- Any Type of Traffic from United States, Canada, West Europe
- Load Our Advertising Fully
- Count Per IP Every 24 Hours
- Javascript-enabled Browsers

Join ADVpoints Today, Get Improved Immediately

* Our CPM rates

- Invisible/Banner Advertising
- Tier1 CPM = $2.00 (N Lev.) | 2.20 (S Lev.) | 2.50 (G Lev.)
- Tier2 CPM = $0.40 (N Lev.) | 0.42 (S Lev.) | 0.45 (G Lev.)

* Referral Levels Of Commission and Joining Bonus

- Level 1 - 5%
- Joining Bonus - $0.00

Frequently Asked Questions

What PTP and CPM mean in this industry?

PTP means Paid To Promote and CPM means Cost Per Impression.

How to make money with advpoints.com?

Put our PTP or CPM codes on your website and when visitors view the pages which contain our codes you get money!

Is it free to join advpoints.com?

Yes, It is totally free.

Is this program available worldwide?

Yes, Members from all countries are welcome.

Are all kinds of traffic acceptable by advpoints.com?

Yes, We accept Pr0n and other kinds of traffic also.

Are traffic from all countries acceptable by advpoints.com?

No, We only accept traffic from countries below:
Australia,Austria,Belgium,Canada,Denmark,Finland,France,Germany,Greece,Iceland,Italy,Netherlands,New Zealand,Norway,Portugal,Spain,Sweden,Switzerland,United Kingdom and United States.

What Tier1 and Tier2 traffic mean?

Tier1 is traffic from Canada, United Kingdom, United States.
Tier2 is traffic from Australia, Austria, Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Netherlands, New Zealand, Norway, Portugal, Spain, Sweden, Switzerland.

Am I allowed to have more than one account?

We allow one account per individual. Creating multiple account can cause in your account termination.

 

What are the ways to earn money?

You'll get paid for PTP or CPM. Also you can earn from 1 referral level.

When can I request payment?

You can request payment when you reach your minimum payout.

How much do I earn by referring others?

Members earn percents of their direct referrals earnings: Level 1: 10%

What is my referral link?

You can found your referral link in Promote Tools page.

What if I have questions not mentioned on this FAQ page?

Feel free to contact us anytime at support#advpoints.com

Money-making tutorials online

Make Money Online

Resources of how to make money online. Find money making opportunities. Update of latest e-books and tools helpful to make money online at home. ...
moneymakerinfo.blogspot.com/

This is a collection of money making tutorials. I wish these serial of articles will be helpful.

How to Make Money Online for Beginners

Dec 1, 2009 ... Don't let the stunning graphics and good looks of this blog fool ya'... if you want to know how to make money online... for free... without ...
makemoneyforbeginners.blogspot.com/

Make Money Online (Without Spending a Dime)

Making money online used to pretty much require you to have your own Web site, products to sell, and some marketing savvy. But a whole new generation of ...
entrepreneurs.about.com/od/.../a/makemoneyonline.htm

101 Ways To Make Money | How To Make Money Online Fast & Easy

If you want to make money online but you don't have a product of your own to promote, what better solution could there be than to promote someone else's in ...
www.101waystomakemoney.com/

Moola Days | Ways to Make Money Online

Nov 12, 2009 ... A growing blog on how to make money and make money online. With the ways to make money online, making money online couldn't be easier.
www.mooladays.com/

Make Money Online With The Kidblogger

I'm on the frontpage of Google for the keyword "make money online". That means - TARGETED traffic... and I'm having a big sale of advertising starting from ...
www.carlocab.com/

Make Money Online | Make Money From Home

Make Money Online 100% free work from home resource center. Start making money online from home today! SuccessWithAuctions has you covered and will tell you ...
www.successwithauctions.com/

Make Money At Home|Make Money Online

Make money at home. Make money online. Make Money fast. Learn from our top rated blog on how you can make money. Work with me and make big money with your ...
www.team-schuman.com/

Make Money Online

The most comprehensive guide to learn how to make money online!
www.makemoneyonline.com/

I Make Money Online By Telling People How I Make Money Online ...

One way that you can make money online is with blogging, but this technique can be very time-consuming. You need to spend time updating your blog on a ...
www.johnchow.com/